Home Recovery Program

New Mexico Home Recovery Program

The New Mexico Home Recovery Program is the largest program under the CDBG-DR grant because of the great need in the community for housing recovery support. This will provide repairs, reconstruction, or new construction of homes for disaster-impacted households in Lincoln and Chaves Counties.

Equal Housing Opportunity logo

Eligible Expenses

  • Structural repairs
  • Plumbing and electrical work
  • Mold remediation
  • Interior repair
  • Home reconstruction
  • Roofing repairs/replacement
  • Elevation of homes
  • Relocation assistance
  • New home construction
  • Garage repairs

*Note: Residents must apply and meet eligibility criteria below.

Ineligible Expenses

  • Luxury/cosmetic improvements
  • Property acquisition
  • Construction for new owners
  • Second homes
  • Debt repayment
  • Non-residential properties
  • Rental assistance
  • Construction of temporary housing
  • Personal property replacement (clothes, furniture, vehicles, etc.)
  • Fence repair
download the application
Submit your completed application

Do you need help with your Home Recovery Program Application?

State Disaster Case Managers are available to help you with this application. Call 505-670-4662 for assistance.

Get in person help in Chaves County:

212 N. Lea Ave, Roswell
Tuesdays and Thurdays 10 a.m to 3 p.m.
Fridays 8:30 a.m. to noon
2800 Wilshire Boulevard, Roswell
Wednesdays 8:30 a.m. to 4:30 p.m.

New Mexico Home Recovery Program Townhalls and Workshops

Workshops will focus on hands-on application assistance, while town halls will provide program updates, answer questions, and gather community feedback.
Lincoln County Schedule
Expand for Lincoln County Townhall schedule
Date
Time
Location
July 28, 2026
5:30 p.m. – 7 p.m.
ENMU Ruidoso
709 Mechem Drive
Room 106
August 20, 2026
5:30 p.m. – 7 p.m.
ENMU Ruidoso
709 Mechem Drive
Room 106
September 15, 2026
5:30 p.m. – 7 p.m.
ENMU Ruidoso
709 Mechem Drive
Room 106
October 20, 2026
5:30 p.m. – 7 p.m.
ENMU Ruidoso
709 Mechem Drive
Lecture Room 201
November 17, 2026
5:30 p.m. – 7 p.m.
ENMU Ruidoso
709 Mechem Drive
Room 106
December 15, 2026
5:30 p.m. – 7 p.m.
ENMU Ruidoso
Expand for Lincoln County Workshop schedule
Date
Time
Location
Tuesday, July 28, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
      Thursday, July 30,2026
8 a.m. – 4:30 p.m.
ENMU Ruidoso
Common Tiered Area
709 Mechem Drive
Tuesday, August 4, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
      Thursday, August 6, 2026
8 a.m. – 4:30 p.m.
ENMU Ruidoso
Common Tiered Area
709 Mechem Drive
Tuesday, August 11, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
      Thursday, August  13, 2026
8 a.m. – 4:30 p.m.
ENMU Ruidoso
Common Tiered Area
709 Mechem Drive
Tuesday, August 18, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, August 20, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, August 25, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Thursday, August 27, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, September 1, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, September 3, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, September 8, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, September 10, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, September 15, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Tuesday, September 22, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, September 24, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, September 29, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, October 1, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
 Tuesday, October 6, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, October 8, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, October 13, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, October 15, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, October 20, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, October 22, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, October 27, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, October 29, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, November 3, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, November 5, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, November 10, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, November 12, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, November 17, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, November 19, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, November 24, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Tuesday, December 1, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, December 3, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, December 8, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, December 10, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Tuesday, December 15, 2026
9 a.m. – 4:30 p.m.
Ruidoso Public Library
107 Kansas City Road
Thursday, December 17, 2026
9 a.m. – 4:30 p.m
Ruidoso Public Library
107 Kansas City Road
Chaves County Schedule
Expand for Chaves County Townhall schedule
Date 
Time 
Location 
July 29, 2026
5:30 p.m. – 7 p.m.
ENMU Roswell
52 University Boulevard
August 19, 2026
5:30 p.m. – 7 p.m.
ENMU Roswell
52 University Boulevard
September 23, 2026
5:30 p.m. – 7 p.m.
ENMU Roswell
52 University Boulevard
October 21, 2026
5:30 p.m. – 7 p.m.
ENMU Roswell
52 University Boulevard
November 18, 2026
5:30 p.m. – 7 p.m.
ENMU Roswell
52 University Boulevard
December 16, 2026
5:30 p.m. – 7 p.m.
ENMU Roswell
52 University Boulevard
Expand for Chaves County workshop schedule
Date 
Time 
Location 
Tuesday, July 28, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Thursday, July 30, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, August 4, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, August 6, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, August 11, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, August 13, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, August 18, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Thursday, August 20, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, August 25, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, August 27, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, September 1, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Thursday, September 3, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, September 8, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, September 10, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Tuesday, September 15, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, September 17, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Tuesday, September 22, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, September 24, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, September 29, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, October 1, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, October 6, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, October 8, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, October 13, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, October 15, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, October 20, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, October 22, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, October 27, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, October 29, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, November 3, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, November 5, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, November 10, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, November 12, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, November 17, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, November 19, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, November 24, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Tuesday, December 1, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, December 3, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, December 8, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, December 10, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Tuesday, December 15, 2026
10 a.m. – 4:30 p.m.
Roswell Public Library
301 Pennsylvania Avenue
Thursday, December 17, 2026
8 a.m. – 4:30 p.m.
ENMU Roswell
52 University Boulevard
Eligibility

To be eligible for the New Mexico Home Recovery Program, residents must:

  • Be a U.S. citizen or Lawful Permanent Resident.
  • Have owned a home in Chaves or Lincoln County and occupied that home at the time of the 2024 disasters.
  • Currently own and occupy that same home as their primary residence.
  • Meet household income requirements at or below 120% of the Area Median Income (AMI) (see Table 1).
  • Have documented, unrepaired damage from the 2024 disasters.
  • Be in good standing with any mortgage and property tax obligations.

Priority will be given to households with seniors (age 62+), individuals with a disability, households with a disabled household member, and/or households with children under the age of 18.

Table 1: HUD income limits for Lincoln and Chaves Counties, up to 120%

This chart shows HUD income limits for grant eligibility.
download the Tier 1 Environmental Assessment for Chaves county
download the Tier 1 Environmental Assessment for Lincoln county

This notice is to advise the public that DHSEM, as the Responsible Entity, has prepared an Environmental Assessment for proposed CDBG-DR funded New Mexico Home Recovery Program activities in Chaves County pursuant to the National Environmental Policy Act (NEPA) and U.S. Department of Housing and Urban Development (HUD) regulations at 24 CFR Part 58. Based on review and analysis, DHSEM has determined that the proposed action will not have significant impact on the environment. Therefore, a Finding of No Significant Impact (FONSI) has been issued. DHSEM also intends to request a Release of Funds (RROF) from HUD to proceed with the project. 

download the Final Floodplain notice for Chaves county
download the Final Floodplain notice for Lincoln county

Office of the State Auditor (OSA):

    • The OSA is an independent and nonpartisan oversight agency responsible for holding local and state government officials accountable in the use of public resources.

Special Audits and Investigations:

    • The Office of the State Auditor (OSA) in New Mexico has a Special Investigations Division that handles cases related to allegations of governmental fraud, waste, abuse, or mismanagement. They conduct thorough reviews and investigations into complaints involving public funds or resources.

Fraud Reporting Hotline

Complaints alleging violation of fair housing laws will be directed to HUD for immediate review. Members of the public can file a complaint directly with the HUD Region VI Fair Housing and Equal Opportunity Office through the following options:

The State of New Mexico will forward all complaints regarding fraud, waste, or abuse of funds to the HUD Office of the Inspector General (OIG) Fraud Hotline (phone: (800) 347-3735 or email: hotline@hudoig.gov). The State of New Mexico’s procedures for identifying and addressing waste, fraud, and mismanagement will also be available for review on the CDBG-DR website.